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The Mortgage Calculator

If you’re in the market for a home, you can use a mortgage calculator to estimate your budget and to see how factors such as interest rates and repayment terms can affect your monthly payment. A mortgage calculator can be a helpful tool as you ready your finances to apply for a home loan. Click the button below and get started.


The Mortgage Glossary

Use this glossary of mortgage terms to better understand the overall mortgage process,

as well as any specific mortgage terms

that may be unfamiliar to you.


Amortization Schedule Calculator

L. Morse & Associates uses this loan calculator - it lets you estimate your monthly loan repayments. It also determines out how much of your repayments will go towards the principal and how much will go towards interest. Simply input your loan amount, interest rate, loan term and repayment start date then click "Calculate". Click the button and start using this great tool.


The Real Estate Marketplace Glossary

Buying a home can be exciting. It also can be somewhat daunting, even if you’ve done it before. You will deal with mortgage options, credit reports, loan applications, contracts, points, appraisals, change orders, inspections, warranties, walk-throughs, settlement sheets, escrow accounts, recording fees, insurance, taxes...the list goes on. No doubt you will hear and see words and terms you’ve never heard before. Just what do they all mean? The Federal Trade Commission, the agency that promotes competition and protects consumers, has prepared this glossary to help you better understand the terms commonly used in the real estate and mortgage marketplace.

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Standard Operating Procedures

This form is a helpful tool as you ready your finances to apply for a home loan. Click the button below and download to use.

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